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Appraisal Services

Insurance Vehicle Appraisal

Whether you're setting coverage or challenging a claim, an independent appraisal gives you documented, defensible value — free of any insurer's incentive to keep the number low.

Overview

Insurers rely on valuation tools built for volume, not for your specific vehicle. That's fine for a routine claim and a real problem for a modified, collector, or well-kept vehicle worth more than the software says.

Mike's independent appraisal documents true value with market evidence, giving you the leverage to secure proper coverage or a fair settlement.

When you need a vehicle appraisal

  • Establishing an agreed value before you need it
  • Disputing an underpaid or lowball claim settlement
  • Insuring a modified, collector, or specialty vehicle
  • Providing your carrier with independent documentation

Questions

Frequently asked

For an ordinary vehicle and a fair offer, often not. For anything unusual — or any claim you believe is underpaid — independent documentation is what shifts the conversation.

Yes. See the dedicated diminished value and total-loss pages for those specific situations.

Request an Appraisal

Ready for a valuation you can rely on?

Tell Mike about your vehicle and you'll get clear, upfront pricing and next steps — usually within one business day.